Business proposal can be defined as a formal document which explain about the progress on how the company want to achieve their objectives and goals, where these objectives and goals can meet the client's needs as well as can be a guidelines to perform well in order to compete with the competitors. 

Before we start to write, we have to do some research regarding the requirements needs on proposal. At this part, it require a lot of time and effort when do a research. By analyzing what the client's needs, also help to identifying new opportunity for own business are the some of an example of requirements that must be more focused on. Since you have a clear understanding of the client's requirements, you will notice that mostly clients want to know specifically what is a company goals; is it the time frame, budget and scope of work are reasonable; and whether the company have expertise and resources to complete the project, for instance. 

This is a significant part where you have to acknowledge the client's problems. If you do not understand the client's problems, it will cause a difficulty to you to propose a method or ideas or suggestions to solve the problems. The best way to know what the client needs is to talk with them. Identifying their concerns, their operating policies and management philosophies can make you easy to recognize their problems, also by asking them what they like and dislike can help you to know what kinds of approach that you can use when dealing with these people. 

There are some of organization not willing to share their problems via conversation. You can use the alternative way by going to library or check with colleagues who may have worked for the same organization. By this way, you may also discover some underlying issues that need to be considered.

(3) Methodology development

Once you clearly understand the client's issues and objectives, you should think how to develop a methodology or steps to reach them. The steps that be develop must be practical, where you should analyze the costs, benefits, time as well as resources in order to prepare a good business proposal. 

Below are the tips of how to be an effective debt collectors:-

(4) By analyzing the consumer in a deeply, the collector will know what kind of approaches that they can use when collecting debts from the clients. 

(5) Instead of analyzing the consumer, the collector can use another method to collect debts from the clients. By truly discovers what is important to the consumer can lead the consumer immediate desire to settle the debts. 

(6) Establish a plan in order to get a specific time and place when collecting debts from the clients. 

(7) Last but not least, the collector should have skills of how to commit and close the clients when collecting debts from them. 

article from http://www.insidearm.com/opinion/the-collection-equation-seven-tips-for-effective-debt-collection/

Training is so significant for any company or organization in order to achieve its goals and objectives either for a short term or for a long term. It depends to the company or organization itself, what kinds of training that they want to attend and who are person that will join the training as long as the training can help them to acquire a specific skills or knowledge for a certain job. 

On the other side, development means the expansion of knowledge and skills to be abroad which these knowledge or skills can be applicable for any wide range of situations. The way to make decision for a certain situation, the risks that be taking in order to solve the problems, how to conduct or managing people and to thinking outside the box are the elements for person to move on for his/her career path of development. 

Training & Development can help us to identify our weaknesses. We noticed that mostly people have certain weaknesses on their workplace, make them cannot give better services to the organization. By sending them to attend training, they can learn how to improve themselves and it can lead them to give best services and contributions towards organization. 

Instead of that, the consistency in duty performance plays the importance role to ensure that the people follows company's procedures and policies. It shows the good ethics of the workers in an organization itself. 

By training, the workers also feel satisfied with the roles that they play in the organization. They feel that the company appreciated their efforts and contributions, so make them improved the quality of products or services for the successful of company. The workers will perform in effectively and in efficiently in their tasks thus increasing overall productivity of the company. 

In this topic we will discussing more about the Chinese New Year celebration. One of them is a Chinese New Year Crafts. Actually there are many different types of New Year Craft, but the most popular items are:-

In Chinese words, 'Fu' can be defined as luck, happiness and prosperity. When it is upside down, it means 'coming'. Usually 'Fu' is written on a diamond shaped paper with a red background. 

Here i want to share with you all the most popular Chinese New Year dish is Yee Sang. Yee Sang or it can be known as Yu Sheng is a mixture of raw fish, and mixed with shredded vegetables such as carrots, capsicum, young ginger, lime leaves, cucumber, red chili and Chinese parsley. Also, it can be added with chopped nuts, toasted sesame seeds, and pomelo wedges. Finally, mix with a special sauce (mixture of plum sauce, sesame oil, kumquat paste, and rice vinegar). 

Yee Sang is eaten only during 15-day of Chinese New Year celebration and only be eaten with a group of people. 

GST.....What is a GST actually?? GST is a short form from words 'Goods and Services Tax'. It also can be known as a multi-stage consumption tax on goods and services. This kind of tax covering all sectors of the economy including export and import activities except goods and services which are categorized under zero rated supply and exempt supply orders. 

Based on the figure at above, each level of supply chain will be imposed for 6% of GST. This tax does not become part of the cost of product because GST paid on the business inputs is claimable. For those who are not registered for GST, they are not entitled to claim back the amount of GST from government and not entitled to charge 6% of GST on consumer. 

from website http://www.gst.com.my/what-is-gst-goods-and-services-tax.html